A world where everyone has a decent place to live.
Our Mission Statement
Seeking to put God’s love into action, Habitat for Humanity brings people together to build homes, communities and hope.
About Waco Habitat for Humanity
Waco Habitat for Humanity is part of a global, nonprofit housing organization operated on Christian principles that seeks to put God’s love into action by building homes, communities and hope. Waco Habitat for Humanity is dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions. Habitat for Humanity was founded on the conviction that every man, woman and child should have a simple, durable place to live in dignity and safety, and that decent shelter in decent communities should be a matter of conscience and action for all.
All are welcome
Waco Habitat for Humanity has an open-door policy: All who believe that everyone needs a decent, affordable place to live are welcome to help with the work, regardless of race, religion, age, gender, political views or any of the other distinctions that too often divide people. In short, Habitat welcomes volunteers and supporters from all backgrounds and also serves people in need of decent housing regardless of race or religion. As a matter of policy, Habitat for Humanity International and its affiliated organizations do not proselytize. This means that Habitat will not offer assistance on the expressed or implied condition that people must either adhere to or convert to a particular faith, or listen and respond to messaging designed to induce conversion to a particular faith.
About Habitat for Humanity International
Founded in Americus, Georgia, USA, in 1976, Habitat for Humanity today operates around the globe and has helped build, renovate and repair more than 600,000 decent, affordable houses sheltering more than 3 million people worldwide.
Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry that seeks to provide a decent house in a decent community for all of God’s people in need. Habitat invites people from all backgrounds, races and religions to build homes with partner families. Habitat for Humanity International has built more than 300,000 houses around the world, providing more than 1.5 million people in more than 3,000 communities with safe, decent, affordable shelter.
Waco Habitat for Humanity has built over 145 homes since its inception in 1986. Its partner families earn between 30% and 60% of median income and have very limited access to decent, affordable housing much less the opportunity of home ownership.
The problem of poverty housing is great in Waco where the home ownership rate is just 46%–significantly lower than state and national averages near 65%–and the individual poverty rate is 30%–nearly double the state and national levels of 17% and 16%. The population Waco Habitat serves (incomes at 30-60% of median) has very limited access to decent housing. Waco Habitat is unique in its ability to provide partner families an opportunity to own a decent, affordable home. It does so based on the idea that home ownership is a sustainable solution to poverty housing that fosters the long term stability of a community.
Through volunteer labor and tax-deductible donations of money and materials, Habitat builds simple, decent houses with the help of homeowner (partner) families. Habitat houses are sold to partner families at cost and financed with affordable, no-interest loans. The homeowner’s monthly mortgage payments go into a revolving Fund for Humanity that is used to build more houses.
Habitat is not a giveaway program. In addition to the monthly mortgage payments, homeowners invest at least 300 hours of their own labor–sweat equity–into building their house and the houses of others as well as completing New Homeowners College. Partner families then purchase their home at cost through a zero-interest mortgage. Habitat homeowners’ mortgage payments help fund more houses in our community, and their property tax payments total over $125,000 annually.
With the support of a concerned community, Habitat works. Waco Habitat relies on community support—volunteer labor and tax-deductible donations of money and materials—to fulfill its mission. People from all walks of life are invited to participate, regardless of skill level or religious beliefs. Be part of the solution!
Those who wish to become partner families (or individuals) must first submit an application to Waco Habitat. The family selection committee then chooses homeowners based on their level of need, their willingness to become partners in the program and their ability to repay the no-interest loan. Habitat follows a nondiscriminatory policy of family selection. For additional information about the application process, including sweat equity requirements, please see the application process.
Houses built by Waco Habitat for Humanity cost approximately $72,000. These houses are affordable for low-income families because there is no profit included in the sale price and no interest charged on the 30-year mortgage. The average mortgage payment of $390, including taxes & insurance, is less than most families pay to rent substandard housing (fair market rent in our area is $758 for a two bedroom apartment).
Founded in 1976 by Millard and Linda Fuller, Habitat for Humanity International is a nonprofit, ecumenical Christian housing ministry dedicated to eliminating substandard housing and homelessness worldwide, and to making adequate, affordable shelter a matter of conscience and action. Habitat invites people from all faiths and walks of life to work together in partnership, building houses with families in need. Click here for more info on the history of Habitat for Humanity International.
Habitat is a worldwide, grassroots movement with more than 2,100 active affiliates in 100 countries, including all 50 states of the United States, the District of Columbia, Guam and Puerto Rico. Use the Habitat for Humanity International affiliate search to find Habitat affiliates in other areas. Over 250,000 Habitat homes have been built worldwide.
Concerned citizens from all walks of life come together as volunteers to form a Habitat affiliate in their community. Fundraising, house construction, family selection and other key decisions are carried out by the local affiliates. HFHI headquarters, located in Americus, Ga., provides information, training, support and other services to Habitat affiliates worldwide.
Donations are used as designated by the donor. Gifts to Waco Habitat that are designated to a specific building project are allocated accordingly. Undesignated gifts are used where most needed. Click here for a link to Waco Habitat’s most recent IRS 990 report.
Waco Habitat’s board of directors determines policy and monitors operations in conjunction with a board of advisors. Board members are dedicated volunteers who are deeply concerned about the problems of poverty housing in our community. We operate with an administrative staff, assisted by a core group of clerical and support employees, and supplemented by long-term and short-term volunteers. View our board list.
Habitat for Humanity is not a government program. Waco Habitat raises most funds locally and uses them to purchase all materials and any contracted labor necessary for actual construction. Government funds are used only if no strings are attached that would violate Habitat’s principles. Waco Habitat for Humanity enjoys a good relationship with local and state government and uses government funds in a limited way on the infrastructure (fill dirt, curbs & sidewalks) and project supervision for each house. By partnering with the government in this way, Waco Habitat has been able to increase substantially the number of families it serves.